Most cyclists knocked off in Nassau County assume they are on their own. No insurance of their own in play, a driver insisting they came from nowhere, and a general sense that bikes are tolerated on the road rather than entitled to be there.
Nearly all of that is wrong. Here is what the law actually gives you.
Hit while riding in Oceanside? Call 718.775.3110 for a free consultation.
Under New York’s Vehicle and Traffic Law a cyclist has the rights and duties of any other vehicle operator. You are not a guest on the carriageway.
Beyond that, VTL § 1146 imposes a specific duty on every driver to exercise due care to avoid colliding with a bicyclist, and to give warning by sounding the horn where necessary. That is a statutory obligation aimed directly at protecting you — and a violation of it is powerful evidence of negligence.
“I did not see the bike” is not a defence. It is an admission that due care was not exercised.
This is the part almost no cyclist knows. If you were riding a conventional bicycle and were struck by a motor vehicle, you are generally treated much as a pedestrian would be: no-fault benefits are typically available through the insurer of the vehicle that hit you, covering medical treatment and part of your lost earnings regardless of fault.
You do not need to own a car. You do not need your own policy. You do need to file within 30 days — and since nobody is prompting you, that is where cyclists lose it.
E-bikes and electric scooters are less settled. Whether the same treatment applies depends on the class of device and how it is characterised, and it should not be assumed either way. Do not accept a roadside opinion that you have no claim — but do get the device class established early, because everything downstream follows from it.
If the driver fled, MVAIC may still provide a route to benefits, on its own shorter notice terms.
New York requires helmets for riders under 14. For adults it is not mandatory, and not wearing one does not bar your claim. A defendant may argue it contributed to head-injury damages specifically, but it does not touch the rest of the case — and it certainly does not excuse the driver who hit you.
The same goes for lights, bike lanes and clothing colour. Under pure comparative negligence (CPLR 1411), each of those arguments reduces recovery by a percentage. None of them defeats it.
The collisions here follow the suburban pattern rather than the city one. Drivers pulling out of driveways and car park exits across the pavement line. Right hooks at the Long Beach Road and Merrick Road junctions. Dooring outside the shops, where a passenger opens into the lane without looking — squarely the fault of whoever opened the door.
Surface conditions matter too. Sunken drain grates catch narrow tyres, and the low-lying streets toward the bay hold standing water, silt and grit long after rain. Where a municipality is responsible for the defect, the timetable is short: 90-day Notice of Claim under General Municipal Law § 50-e, suit within one year and 90 days, and generally a requirement of prior written notice of that specific defect.
Against a private driver the deadline is three years under CPLR 214. Where no-fault applies, pain and suffering additionally requires clearing the threshold in Insurance Law § 5102(d) — which cycling injuries often do, since collarbone, wrist and rib fractures qualify outright.
Yakov Mushiyev and our team handle bicycle and e-bike claims throughout Nassau County on contingency — free consultation, no fee unless we recover for you. Rated EXCELLENT across 586+ Google reviews.
Yakov Mushiyev & Associates, PC
1 Cross Island Plaza, Suite 325
Rosedale, NY 11422
Phone: 718.775.3110
Monday – Friday, 9:00 a.m. – 6:00 p.m.
Free consultation — home and hospital visits available.
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This page is general information about New York law, not legal advice about your situation. Coverage for e-bikes and similar devices is an evolving area. Speak with an attorney before relying on anything here.