If you were walking and a vehicle hit you, there is a pot of money you are almost certainly entitled to and will probably never be told about — because you have no insurance company of your own with any reason to tell you.
Struck in Oceanside? Call 718.775.3110 for a free consultation.
New York’s no-fault system is widely assumed to be for people in vehicles. It is not. A pedestrian struck by a motor vehicle is generally entitled to no-fault benefits — medical treatment and a portion of lost earnings — regardless of who was at fault, usually through the insurer of the vehicle that struck them.
You do not need to own a car. You do not need a policy. You need to file the application within 30 days of the accident.
This is where pedestrians lose out more than any other group of claimants. A driver has their own insurer prompting them through the process. A pedestrian has nobody, does not know the form exists, and by the time somebody mentions it the window has shut.
If the driver fled and was never identified, benefits may still be available through the Motor Vehicle Accident Indemnification Corporation — which carries its own, shorter notice requirements. Hit-and-run does not automatically mean no recovery.
The insurer’s opening position is predictable: you crossed mid-block, you stepped out, you were on your phone, you were wearing dark clothing.
New York’s Vehicle and Traffic Law requires drivers to yield to pedestrians in marked crosswalks and at unmarked crosswalks at intersections — and separately imposes a general duty on every driver to exercise due care to avoid striking a pedestrian. That duty applies whether or not you were in a crosswalk. A driver is not entitled to hit someone simply because they were crossing in the wrong place.
And under pure comparative negligence (CPLR 1411), even a pedestrian who genuinely shares blame recovers, reduced by their percentage. Fifty percent responsible still means fifty percent recovered. Every one of those arguments is a discount, not a defence.
To recover for pain and suffering, New York requires meeting the “serious injury” threshold in Insurance Law § 5102(d). In vehicle-on-vehicle cases that is heavily contested. In pedestrian cases it usually is not — an unprotected body against a vehicle tends to produce fractures, and a fracture qualifies outright.
Head injury is the one to watch. It is frequently missed at the scene and in a brief emergency assessment, and its consequences — memory, concentration, mood, sleep — emerge over weeks. Report every symptom, including the ones that feel too vague to mention.
The pattern here is a walkable community threaded by roads built for cars. The Long Beach Branch station concentrates people crossing at the same moment each morning and evening. The Long Beach Road shops generate constant crossing between parking and storefronts. School routes put children on foot at fixed times. And the residential streets running toward the bay have stretches with intermittent footpaths, so people walk in the carriageway by necessity.
Where a missing crossing, failed street light, obscured sign or faulty signal contributed, a municipality may share responsibility — with a 90-day Notice of Claim and suit within one year and 90 days. Nassau County and its towns also generally require prior written notice of the specific defect before liability attaches, so establishing what was reported, and when, becomes part of the case.
Yakov Mushiyev and our team handle pedestrian claims throughout Nassau County on contingency — free consultation, no fee unless we recover for you. Rated EXCELLENT across 586+ Google reviews. If you are not able to travel, we will come to you.
Yakov Mushiyev & Associates, PC
1 Cross Island Plaza, Suite 325
Rosedale, NY 11422
Phone: 718.775.3110
Monday – Friday, 9:00 a.m. – 6:00 p.m.
Free consultation — home and hospital visits available.
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This page is general information about New York law, not legal advice about your situation. Every case turns on its own facts, and deadlines vary. Speak with an attorney before relying on anything here.