New York's highest court held in 2018 that setting your account to private does not shield it from discovery. Here is what the defense can obtain, what they look for, and why deleting posts is far more dangerous than leaving them up....
Continue reading
New York declares a vehicle a total loss at 75% of its value. Here is how actual cash value is calculated, who actually pays, why the state's $10,000 property damage minimum is often not enough, and the one document that can accidentally end your injury claim....
Continue reading
New York's highest court requires you to explain why you stopped treating. Here is how long physical therapy usually needs to continue, which explanations courts accept, and why an unexplained gap is the fastest way to lose a threshold case....
Continue reading
If the driver who hit you had no insurance, too little insurance, or drove off, you are not out of options. New York has three separate systems - UM, SUM and MVAIC - each with its own deadlines. Missing them is the most common way these claims die....
Continue reading
The IME is the single most common way New York no-fault benefits get terminated. Here is how the exam works, the 30-day rule insurers must follow, why missing one can void your entire claim, and how a cutoff is fought....
Continue reading
What if the weekly check from Workers’ Compensation is actually the biggest obstacle standing between you and the full recovery you deserve? You've...
Continue reading
The multiplier method is not New York law. Here is how pain and suffering is really valued in a New York injury case, what the courts use as a yardstick, and illustrative examples showing why two similar injuries settle for very different amounts....
Continue reading
A $25,000 settlement is not a $25,000 check. Here is exactly what comes out first in New York - the attorney fee, case expenses, and medical liens - with worked examples showing what actually lands in your account....
Continue reading
No surgery does not mean no case. Here is how New York actually values a back or neck injury claim without an operation, why the averages you find online are misleading, and the factors that move the number up or down....
Continue reading
Did you know that electrocution remains one of the most lethal workplace hazards, accounting for roughly 8% of all construction worker fatalities?...
Continue reading
Only Pay if You WIN!