New York's highest court held in 2018 that setting your account to private does not shield it from discovery. Here is what the defense can obtain, what they look for, and why deleting posts is far more dangerous than leaving them up....
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New York declares a vehicle a total loss at 75% of its value. Here is how actual cash value is calculated, who actually pays, why the state's $10,000 property damage minimum is often not enough, and the one document that can accidentally end your injury claim....
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New York's highest court requires you to explain why you stopped treating. Here is how long physical therapy usually needs to continue, which explanations courts accept, and why an unexplained gap is the fastest way to lose a threshold case....
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If the driver who hit you had no insurance, too little insurance, or drove off, you are not out of options. New York has three separate systems - UM, SUM and MVAIC - each with its own deadlines. Missing them is the most common way these claims die....
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The IME is the single most common way New York no-fault benefits get terminated. Here is how the exam works, the 30-day rule insurers must follow, why missing one can void your entire claim, and how a cutoff is fought....
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The multiplier method is not New York law. Here is how pain and suffering is really valued in a New York injury case, what the courts use as a yardstick, and illustrative examples showing why two similar injuries settle for very different amounts....
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A $25,000 settlement is not a $25,000 check. Here is exactly what comes out first in New York - the attorney fee, case expenses, and medical liens - with worked examples showing what actually lands in your account....
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No surgery does not mean no case. Here is how New York actually values a back or neck injury claim without an operation, why the averages you find online are misleading, and the factors that move the number up or down....
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Every injured motorcyclist in New York City runs into the same wall in the first week: the No-Fault benefits that pay a car occupant’s medical bills do not exist for them. There is no PIP application to file, no carrier paying the hospital, no wage benefit arriving while they are out of work. It feels like the system has singled riders out for worse treatment.It has, but not entirely. The same exclusion that strips riders of No-Fault benefits also frees them from the restriction that limits what every car occupant can sue for. Understanding both halves of that trade is...
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A collision with an 80,000-pound tractor-trailer is not a car accident with bigger dents. It is a different kind of legal case, governed by a separate body of federal regulation, defended by a rapid-response team that is often at the scene before the road reopens, and insured in layers that can run to eight figures. Treating it like an ordinary crash is the single most expensive mistake an injured person can make.This guide explains how a New York truck accident claim actually works: who can be held responsible, what evidence disappears within days, why the federal rulebook matters more than...
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